![]() ![]() Year 3 interest: 1,061 x 0.03 = 31.83 and 31.83 + 1,061 = 1,092.83 In total, you'll pay back $1,092.83 at the end of the finance period.įor peace of mind, and to ensure you know what you're going to pay, ask your lender exactly what fees are included in the APR figure they offer you. You borrow $1,000 with an APR of 3% over 3 years (assuming an annual APR calculation). Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. ![]() The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. ![]() APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. We strive to keep all the information on this site up-to-date and accurate but you should check any rates and terms as well as other product or service information on the provider's website.ĪPR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. Their rating is based solely on real people's reviews which go through a double verification via phone number and e-mail. But it doesn't impact the way the companies are evaluated. can get some compensation for featured placement of certain sponsored products and services, or your clicking on links posted on this website. The main aim of is to provide verified information that is taken from the companies' websites and other public sources and supported by the links to them. Their use does not signify or suggest endorsement, affiliation, or sponsorship. ![]() Neither is liable for other companies' logos, names are trademarks™ or registered® trademarks used on our website. As you click on any advertising block, you are redirected to the third party's website and it's your responsibility to check all the details of the deal. is not responsible for any products and services advertised and compared. We just provide the relevant data to help the company promote its services and let the customers find and get the necessary assistance faster. If the company's page is not marked by "Affiliate Sign" and "Affiliate Disclosure", it means we are not affiliated with this business. Green Dot Corporation NMLS #914924 Green Dot Bank NMLS # is an independent advertising service that provides information and reviews on various companies to help customers compare them and get the best deal. Green Dot is a registered trademark of Green Dot Corporation. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBankand Bonneville Bank. Visa is a registered trademark of Visa International Service Association. SecurityTRUST® Reloadable Visa® Prepaid Card and the Green Dot® Reloadable Visa® Prepaid Card are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. You may also be asked to provide documentation as proof of identification. street address, a telephone number, a date of birth, and other information that will allow us to identify you. You will be asked to provide your name, a valid physical U.S. © 2023 Security Finance For the residents of the state of Georgia only: Security Finance of Georgia, LLC – NMLS # 2029421 The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. ![]()
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